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Team Lead, Business & Risk Analytics - Leading Retail Bank (Credit risk/ Internal control)

Hong Kong
Job Type
8 Sep 2022

  • Implement and maintain a consistent and effective credit risk management framework for all credit products under retail banking
  • Lead the business and risk analytics function and ensure that sound credit risk policies, strategies and tools are in place to support business growth in a risk-reward justified approach
  • Manage and oversee the development, validation and maintenance of predictive risk model(s) such as application scorecard and behavioral scorecard
  • Ensure the timely delivery of MIS reports for acquisition and portfolio monitoring
  • Evaluate through the regular quantitative analysis, acquisition and portfolio performance review on new product/program, credit card line increase/reduction and portfolio risk analysis for all loan products under Retail Banking aiming at refining credit policy/guidelines and improving efficiency/effectiveness of business/ marketing programs
  • Monitor the execution and review of stress testing programs on credit products under Retail Banking, and provide input regarding bankwide stress testing exercise and Supervisory-Driven Stress Test
  • Implement, and perform ongoing maintenance and regular (at least annually) model performance review of IRRBB behavioral models
  • Oversee business and risk analytics function to participate in loan/credit system project development, credit rule setting, user acceptance test and subsequent post implementation validation
  • University degree or above in Finance, Business Administration, Risk Management Science, Statistics or equivalent professional qualification. Master Degree is preferred
  • Minimum 8 years' experience in consumer credit risk management area.
  • Profound knowledge in credit policy formulation, risk modeling and scorecard development for both secured and unsecured lending products
  • Knowledge of Basel and ICAAP requirements is an advantage
  • Strong analytical mind and business sense
  • Excellent report writing skill in English and Chinese
  • Excellent communication and interpersonal skills with management and working partners
  • Strong leadership and project management skills and able to work under pressure
  • Good knowledge in MS Word, Excel, PowerPoint and Access. Knowledge in SAS will be an advantage
  • Good command of spoken English and Chinese

If you want a private conversation about the role, do not hesitate to reach Angela at . Please note that only shortlisted candidates will be notified. All information gathered will be treated in strict confidentiality and solely used for recruitment purposes.

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  • Job Reference: 707120736-2
  • Date Posted: 8 September 2022
  • Recruiter: Captiare Limited
  • Location: Hong Kong
  • Salary: On Application
  • Sector: Banking & Financial Services
  • Job Type: Permanent